What Are The Florida Mortgage Loan Officer (MLO) License Requirements

In this post, we will go through the Florida MLO license requirements that you must fulfill to launch your career as a mortgage loan officer (MLO) in Florida.

The first step is to ensure that you are at least 18 years old to start the process of applying for a license. Once you are past this stage, visit the Nationwide Mortgage Licensing System (NMLS) portal to create an account. The ID allotted to you will be valid throughout your career as a mortgage loan officer.



Click here to learn more about Florida MLO license requirements.  

After opening the NMLS account, go through the 22 hours of pre-licensing coursework divided into two modules of 20 and 2 hours. The 20-hour section has subjects that are related to the mortgage industry in general including finance, best practices and principles of mortgage, and more.

The 2-hour section of the pre-licensing course exclusively deals with the rules and regulations that govern the mortgage sector in Florida. Any course provider that you choose must be approved by the NMLS if your study is to be counted as having fulfilled the eligibility norm to appear for the licensing test. You can also choose between an online course or a classroom-based one.

Check out the high-quality NMLS-approved online coursework from RealEstateU.

The other Florida MLO license requirements are as follows.

# Submit your fingerprints for verification of past criminal records.

# Schedule your SAFE (Secure and Fair Environment) licensing exam on the NMLS portal. Appear for the exam and pass it by securing at least a 75% grade.

# Find a licensed mortgage broker or lender to sponsor you.

# Apply for an MLO license on the NMLS portal.

These are the Florida MLO license requirements to fulfill.




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