Getting A Mortgage Loan Originator License In Florida – An Overview

 

If you are interested in a career in Florida that is not only lucrative but also gives you the satisfaction of helping people secure mortgage loans to buy their dream homes, becoming a mortgage loan originator should be your calling. This post will take you through the steps to get a mortgage loan originator license in Florida.


Click here to learn more about getting a mortgage loan originator license in Florida.

ü Ensure that you are at least 18 years old and a citizen of the USA. Visit the National Mortgage Licensing System (NMLS) portal, the controlling body for the mortgage industry, and create an account. You will be issued an ID number that will be valid throughout your career as a mortgage loan originator.

ü Complete the pre-licensing coursework which consists of two parts. One of 20 hours duration covers the fundamentals of the mortgage industry, in general, relevant to all the states in the USA. The other is for 2 hours and focuses on the mortgage rules and regulations valid in Florida only.

Select a course provider that is approved by NMLS. Among the top providers of online NMLS-approved study materials in Florida is RealEstateU.

ü Submit your fingerprints for a background check for any criminal history or felony. You must have an impeccable record to be eligible for a mortgage loan originator license in Florida.

ü Schedule the Secure and Fair Enforcement (SAFE) licensing exam on the NMLS website. On the appointed day, appear for the exam and pass it.

ü Visit the NMLS website and apply online for a mortgage loan originator license in Florida.

ü Find a licensed mortgage broker to sponsor you.

You will now be issued a mortgage loan originator license in Florida.

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